When your homeowners claim is settled for less than the damage really costs, the appraisal clause in your policy lets you bring in an independent appraiser. Attention Appraisals builds the evidence and represents your valuation — so the number reflects what it actually takes to make you whole.
Independent & impartial · Transparent flat fees · We are not a public adjuster or law firm
The appraisal process determines the amount of loss — a binding figure set by the appraisers (or an umpire), not the insurance company alone.
Carriers rely on their own estimating software and their own adjusters. When that estimate misses damage, uses the wrong scope, or undervalues repairs, you're left covering the gap. The appraisal clause exists to break that stalemate — and it works best with an experienced, independent appraiser on your side.
We inspect the property and rebuild the scope of loss from the evidence — not from the carrier's software defaults.
A documented appraisal with comparable pricing and methodology that holds up through the appraisal process.
We serve as your named appraiser under the policy's appraisal clause and work toward a binding award with the carrier's appraiser or an umpire.
You stay in control of your claim. We handle the appraisal.
Tell us about your loss and share your policy and the carrier's estimate. We assess whether appraisal is the right path for your situation.
Once engaged, the appraisal clause is invoked and we inspect the property, document the damage, and develop an independent scope of loss.
We present our valuation to the carrier's appraiser and work toward agreement. If needed, a neutral umpire decides disputed items.
The appraisers (or umpire) set the amount of loss. The award is binding on the amount, and your carrier issues payment accordingly.
Most Texas homeowner policies contain an appraisal provision. When you and your insurer disagree on the amount of loss — not whether something is covered — either side can demand appraisal.
Each side names a competent, independent appraiser. The two appraisers select an umpire. An agreement between any two of the three sets the amount of loss. It's a faster, lower-cost alternative to litigation for value disputes.
Common questions →Appraisal resolves how much the loss is worth. Whether a loss is covered is a separate, legal question. If your dispute is about coverage or bad faith, that may call for an attorney — we'll tell you honestly when appraisal isn't the right tool.
This is general information, not legal advice.
As an independent, impartial appraiser, we charge a disclosed flat fee — never a percentage of your settlement. Your fee is quoted up front and stays the same regardless of the award, which keeps our appraisal defensible and unbiased.
We review your situation and tell you honestly whether appraisal fits.
A complete independent appraisal of the amount of loss.
We serve as your named appraiser through the full process.
Let's take an honest look. A free consultation tells you whether the appraisal clause can help — before you commit to anything.
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